RATE INCREASE
  for Certainty/Certainty Select & Confidence Income! 
Effective Tuesday, November 11, 2008. 
  
Rates effective November 11, 2008: 
   
Certainty/Certainty SelectTM

Period 

Year 1 

Years 2+ 

 Effective Rate 

 

3 Year

3.25%

3.25%

 

no change

5 Year

4.50%

4.50%

 

formerly 4.00%

6 Year

6.50%

4.50%

4.83%

formerly 5.00%/4.00%

8 Year

9.00%

5.00%

5.49%

formerly 7.00%/4.00%

10 Year

6.00%

6.00%

 

formerly 4.75% 

 
Confidence IncomeTM 
Monthly guaranteed payment on $100,000 premium 
5-Year Fixed Period

$1,803.76

formerly $1,797.49

10-Year Fixed Period

$1,041.44

formerly $1,027.94

15-Year Fixed Period

$797.78

formerly $783.24

20-Year Fixed Period

$683.33

formerly $665.18

Life Only - Male 65

$744.84

formerly $705.67

Life Only - Female 65

$693.84

formerly $655.04

Joint Life - Male/Female 65

$626.88

formerly $588.83

 
 
annuity products, dated November 11, 2008.
 
Daily updates of the Interest Rate Summary are available on the
EquiTrust Life agent website EquiTrust.com. 
Go to "Agent Login/Fixed Products," and click on the "Interest Rates" link.
 
As a reminder, the minimum initial premium amount (Qualified and Non-Qualified) for ALL EquiTrust Life annuities is $60,000.
 
 
Questions?  Send an email to EquiTrust Life Sales Support,  
call 866-598-3694, or visit our website EquiTrust.com. 
 
 

EquiTrust Life Insurance Company, West Des Moines, IA.  For Producer Use Only.  

 
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West Des Moines Iowa 50266
U.S.A.
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