Looking for products with solid rates to benefit your clients? The 5-year point-to-point strategy on BenchMark 500^SM Ten SE is offering a participation rate up to 65%. Combine that with the 2% minimum guarantee* compounded annually, index gains that credit to date of death, and an annual statement that tracks any unrealized gains, and the benefits add up for clients.

More strong rates come from our two-year monthly average strategy with the AmeriMark^SM Freedom 7 no bonus version offering a 25% cap. In addition, AmeriMark^SM Freedom 7 SE offers a 15% cap with clients still eligible for a double premium bonus of 5% through March 31, 2010.**

Want more good news? PremierMark^® SE and PremierMark^® SE Plus fixed index annuities are now available in Illinois, effective February 23, 2010.

You’ll find details on BenchMark 500^SM SE, AmeriMark^SM Freedom, PremierMark^® and all our fixed annuities here in your monthly package of Quick Reference Sheets. New rates, state approvals, and commissions are highlighted in blue. For each product, you’ll find information on everything from product differentiators to surrender charge schedules and issue ages. Also attached is our popular “Legacy One-Stop Shop” flier.

Have questions or need sales ideas? Call your Legacy Relationship Manager today at 888-452-5779.

Thank you for your business!

Products distributed by Legacy Marketing Group^®. Products and features may not be available in all jurisdictions. Certain restrictions may apply. Refer to contracts, Earnings Rate Updates, sales guides, State Approval Matrices, and Compensation Schedule for details. Interest rates are subject to a cap, and caps are subject to change at the insurer’s discretion.
BenchMark 500^SM SE Series flexible premium deferred fixed indexed annuities are issued by American National Insurance Company, Galveston, TX; Form Nos: AN-PEIA0306-10, AN-CEIA0306-10, AN-PEIA0306-10B, AN-CEIA0306-10B, AN-PEIA0306-6, AN-CEIA0306-6, AN-PEIA0306-6B, AN-CEIA0306-6B, et al. AmeriMark^SM Freedom Series flexible premium deferred fixed indexed annuities are issued by OM Financial Life Insurance Company, Baltimore, MD. Form Nos: OM-CEIAII-0708-0, OM-CEIAII-0708-B, OM-CEIAII-0708-0-1, OM-CEIAII-0708-B-1, et al. PremierMark^® SE Series flexible premium deferred fixed index annuities are issued by Investors Insurance Corporation, Wilmington, DE.
Rates effective March 1, 2010, and subject to change.
When a person buys this annuity, he or she is not buying an ownership interest in any stock or index. Interest earnings are paid at a rate that is related to the performance of the index. The index does not reflect dividends paid on the stocks underlying the index. Past performance of the index is no guarantee of future results. If the index loses value over the indexing term, the owner will not receive any interest except as provided under the contract's minimum guaranteed surrender value provision. Indexed interest will only be credited to the annuity at the end of the term period. A premium enhancement is considered interest earnings by the IRS and is reported on Form 1099, when withdrawn.
*	Guarantees are based on the claims-paying ability of the insurance carrier.
**	5% bonus is available on applications received from September 1, 2009, through March 31, 2010.Transfer premium must be received by May 14, 2010. After promotion, 2.5% rate will become effective again.

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FOR BROKER USE ONLY. NOT FOR USE WITH CONSUMERS.

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