New Term and Universal Life Mortgage Portfolio from Americo!

5 new products

Variety of premiums and benefits to fit different situations

Simplified issue / Non-med* - saliva over $250,000

Higher issue ages

Cash Back Option products**

Competitive commissions paid daily

Quick issue - 5 day turnaround on clean applications

No mortgage required***

Direct access to your underwriter

One application

Choice of 6 optional benefit riders

Below are links to new materials including a state availability and form matrix, an agent guide, and client brochures. Please note new applications are required. New materials and applications are available for order or download from www.americo.com.

HMS125/125CBO/100/100CBO/ADB Agent Guide

Highlights Flyer
State Availability & Forms Matrix

HMS125 Client Brochure

HMS125 CBO Client Brochure

HMS100 Client Brochure

HMS100 CBO Client Brochure

HMS w/ADB Client Brochure

An update for the Americo Insurance Desk Illustration Software is now available. Be sure to do an Internet update to receive the latest updates.

Save the Date

Join us for a WebEx presentation where you'll hear detailed information about the new HMS products, as well as have your questions answered.

Click on one of the links to the right to register or contact Americo Sales Support at 800.231.0801.

September 22 at 10:00 am

September 27 at 10:00 am

Important note: In Florida, HMS100 CBO is not available and only the 30/30 guarantee period is available for HMS CBO products in FL, IL, & TX.

Home Mortgage Series is available in AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IA, KS, KY, LA, MD, ME, MI, MN, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, & WY.

The current HMS products in FL & IL will no longer be available after November 1, 2011. They are no longer available in all other states listed above.

If you have any questions, or need assistance, please contact Americo Sales Support at 800.231.0801 or salessupport@americo.com.

Thank you for your business.

*Issuance of policy may depend upon answers to medical questions. **At the end of the no lapse guarantee period, the accumulation value of the policy will be at least as large as the total amount of premiums paid for the base policy, not including any premiums paid for riders. ***In group states, policyowner or proposed insured(s) must have an interest in real estate at the time of issue.

Home Mortgage Series (Policy Series 296/297/301/302) and Accidental Death Benefit Rider (Series 2165) are offered on a group or individual basis depending on the state and are underwritten by Americo Financial Life and Annuity Insurance Company, (Americo), Kansas City, MO and may vary in accordance with state laws. Product and riders may not be available in all states. Certain restrictions apply. Consult policy and riders for all terms, limitations, and exclusions as well as to determine what constitutes accidental death.

For agent use only. Not for public use.