The Cash Back Option Advantage

Give your clients life insurance protection now, plus money back later!

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Do you have clients who:

Shy away from term coverage because they fear getting nothing in return?
Would rather purchase a term policy instead of a cash back policy, and invest the difference in premiums to grow that money for future use?

Americo's Home Mortgage Series HMS125 CBO product is a possible solution for these clients. Check out this short sales solution presentation that can help boost your HMS Cash Back Option sales.

Watch the Cash Back Option Advantage

You can also use the Cash Back Option flyer to help explain the benefits of an HMS125 CBO policy, and why trying to grow the difference in premiums to equal a cash back option, may prove to be more difficult than clients think!

Home Mortgage Series WebEx

Join us on Thursday, January 26 for a WebEx presentation to find out more about Americo's Home Mortgage Series portfolio.

Topic: Home Mortgage Series
Date: Thursday, January 26, 2012
Time: 11:00 am EST / 10:00 am CST / 9:00 am MST / 8:00 am PST

Register: Americo.WebEx.com Registration

Meeting Password: Training1 (notice the capital T)

Toll-free Number: 866.469.3239

Meeting Number: 808 743 060

Update Your Software!

It's a new year, be sure your software is up-to-date! Do an internet update of your Americo Insurance Desk Illustration Software today.

Please note due to a change to the illustration software, the quote for a reduced Guaranteed Death Benefit to maturity after the No-Lapse Guarantee Period will no longer be a part of the HMS with Cash Back Option quotes.

Talk to your clients about HMS125 CBO and HMS100 CBO, it may just be one of the best decisions you'll ever make!

For more information on our Home Mortgage Series portfolio, or if we can be of assistance, contact Americo Sales Support at 800.231.0801 or salessupport@americo.com.

*HMS100 CBO and HMS125 CBO: At the end of the no-lapse guarantee period, the accumulation value of the policy will be at least as large as the total amount of premiums paid for the base policy, not including any premiums paid for riders. Home Mortgage Series (Policy Series 296/297/301/302) is underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Some products and benefits may not be available in all states. Certain restrictions apply. Consult contract and riders for all limitations and exclusions. Any illustrations of future values are provided only for illustrative purposes. Any such illustration must not be regarded as guaranteed or as estimated future performance unless it is based solely on the minimum guaranteed interest rates.

For agent use only. Not for public use.