Interest Rate Change, Effective July 30th

  
   
In order to receive a 45-day rate lock** on transfer and exchange business, paperwork must be received by Reliance Standard no later than Thursday, July 29th.  
   
For a PDF version of this rate bulletin, please click here (this link will be available for 30 days.)  

 

The Keystone Index Annuity

Product
New Rates
Old Rates
Change
Keystone-5*  
Annual Pt-to-Pt Cap
4.50%
4.50%
No Change
Annual Pt-to-Pt
Participation Rate
25.00%
25.00%
No Change
Annual Monthly
Average Cap
5.00%
5.00%
No Change
Annual Monthly
Average Participation Rate
35.00%
35.00%
No Change
Fixed Interest Rate
2.75%

2.75%
No Change
Keystone-7*
Annual Pt-to-Pt Cap
5.00%
5.00%
No Change
Annual Pt-to-Pt
Participation Rate
30.00%
30.00%
No Change
Annual Monthly
Average Cap
5.50%
5.50%
No Change
Annual Monthly
Average Participation Rate
40.00%
40.00%
No Change
Fixed Interest Rate
2.85%

 2.85%
No Change
Keystone-10*      
Annual Pt-to-Pt Cap
5.00%
5.00%
No Change
Annual Pt-to-Pt
Participation Rate
30.00%
30.00%
No Change
Annual Monthly
Average Cap
5.50%
5.50%
No Change
Annual Monthly
Average Participation Rate
40.00%
40.00%
No Change
Fixed Interest Rate
2.95%

 2.95%
No Change
       

 

Traditional Bonus Annuity

Product
New Rates
Base + Bonus / Base
Old Rates
Base + Bonus / Base
Change
Base + Bonus / Base
Eleos-MVA
3.90% / 3.15%
3.90% / 3.15%
No Change
Eleos-SP
3.90% / 3.15%
3.90% / 3.15%
No Change
Apollo-MVA
3.55% / 3.05%
3.95% / 3.20%
-0.25% bonus/
-0.15% base
Apollo-SP
3.55% / 3.05%
3.95% / 3.20%
-0.25% bonus/
-0.-15% base
Argus2000-MVA
3.40% / 3.40%
3.40% / 3.40%
No Change
Argus2000-SP
3.40% / 3.40%
3.40% / 3.40%
No Change
 
       
Multi-Year Guarantee Rates


Product
New Rates
Guar Rate 1st Yr/
Guar Rate Yrs 2+
Old Rates
Guar Rate 1st Yr/
Guar Rate Yrs 2+
Change
Guar Rate 1st Yr/
Guar Rate Yrs 2+
Elektra-579

Five Year Guarantee**
3.00% / 3.00%
3.00% / 3.00%
No Change

 
 
 
 
 

SPIA Factor Changes  New Rate  (No Changes)  Old Rate
 5 Year Period Certain 16.80 16.80
 6 Year Period Certain 14.29 14.29
 7 Year Period Certain 12.54 12.54
 8 Year Period Certain 11.22 11.22
 9 Year Period Certain 10.22 10.22
 10 Year Period Certain 9.44 9.44
     
     



*Effective 7/1/2010 through 9/30/2010, the minimum non-forfeiture rate for Keystone policies will be 87 1/2% of premium at 1.15%.  The Guaranteed Minimum Interest Rate is not impacted by this change (100% of premium at 1.50% for the Keystone-5, and 100% of premium at 2.00% for the Keystone-7 and Keystone-10.)

Effective 7/1/2010 through 9/30/2010, the minimum guaranteed rate for all Apollo and Eleos contracts will be 2.00%. 

**Rate Lock does not apply to non-qualified business where Reliance Standard is not processing the transfer/exchange.




For more information contact:
Reliance Standard Life Insurance Company
(800) 351-7500
Amy ext 3948, Todd ext 4749, Katelyn ext 4765
www.reliancestandard.com