SC and TX producers: Additional training required for those soliciting annuity sales

 

Several states are now requiring producers to complete carrier-specific product training courses and/or a general annuity training course, prior to soliciting annuity sales in those states.

 

By doing so, your producers will gain an adequate level of understanding about annuities in general and about specific carrier’s products.

 

South Carolina and Texas required training

 

Here are the effective dates for the upcoming training requirements:

 

State

Effective Date of carrier-specific product training courses

Effective date of general annuity training courses

South Carolina

Sept. 25, 2011

New producers: Sept. 25, 2011

Existing producers: Mar. 25, 2012

Texas

Sept. 1, 2011

New producers: Sept. 1, 2011

Existing producers: Mar. 1, 2012

 

Complete list of states requiring training

 

View this flyer – RF 1851 (PDF: 80 KB) – for a complete list of states requiring additional training and effective dates.

 

State reciprocity

 

The model regulation contains a provision indicating that the general annuity training completed by a producer for one state shall be deemed to satisfy the general annuity training requirement for another state that has adopted the model regulation.  To date, all of the states listed in the chart on RF 1851 have adopted this reciprocity provision.

 

How to access Principal Life courses

 

Principal Life Insurance Company annuity training courses, which are a series of PowerPoint slides for your producers to review, can be accessed through LIMRA’s website.

 

If they have not done so already, your producers will be required to register and provide the following information before they can access the site:

 

  • First and last name
  • Email address
  • National Producer Number (NPN)***
  • The firm/bank/broker-dealer with which they are associated

 

Your producers will also be asked to create a password.

 

Once the registration process is complete, your producers will have access to the courses for the products they are authorized to sell.

 

Applicable fixed annuity training courses can be completed in less than 10 minutes each, while each applicable variable annuity course can be completed in less than 20 minutes.  There is no fee for taking the product specific training courses.

 

General annuity training element

 

Producers who have not yet completed the general annuity training element can do so through LIMRA’s website.  There will be a fee assessed for taking the general annuity training course through the LIMRA website.  If the general annuity training is not completed through LIMRA, a certificate of completion must be uploaded to the LIMRA website to prove the training has been completed.

 

Action needed

 

We request that you share this information with your producers, and would like to suggest adding a link to the training courses on your organization’s website to allow your producers to easily access the site.

 

For more information

 

If you have questions about the required training, please reply to this email or call the Principal Annuity Sales Desk at 866-309-1623 option 4.

 

If you do not wish to receive this type of email, please reply to this email with “Unsubscribe” in the subject line.

 

***If your producer does not know his or her NPN, it can be confirmed by visiting the National Insurance Producer Registry Website.  A link to the website will be provided on the LIMRA registration page for your convenience.

 

 

For financial professional use only.  Not for distribution to the public.

 

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Principal Life Insurance Company, a member of the Principal Financial Group, Des Moines, Iowa 50392

 

RF 1849-05  |  07/2011  |  t11021802w4

 


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