IMPORTANT MESSAGE FROM OUR CONTRACTING DEPARTMENT

All agent contracts were recently revised to include an updated Agent Data Sheet (Form SA-8098.Rev.11.11) and Fair Credit Reporting Act (FCRA) Disclosure to Prospective Agents (Form SA-8789.Rev.11.11). Please note old versions of the Agent Data sheet will no longer be accepted after March 1, 2012. Log on to BEACON today to get the latest version of the contracts.

Below are some helpful tips you can use in order to expedite your NWL® Contract and make your life as our agent much easier.

Contracting and Licensing
Please use the following checklist so that your appointment can be processed quickly:

• Data Sheet (SA-8098)
  For an individual appointment, please complete all portions of sections A - D.
  For agency appointment, please complete all portions of sections A - E.
  The information you place on this document is used to establish all of your business records, your address for commission payments, etc. Please write legibly.
• EFT Information Form (SA-8786)
  Complete and return with your contracting forms if you want commissions electronically transferred to your bank account. Attach voided check to form.
• Anti-Money Laundering Training for Agents
  Read the training material and sign the Certification of Compliance in section D of the Data Sheet. National Western Life does not accept other training courses in lieu of the National Western training.
• Agent Training Acknowledgement
  Complete and return with your contracting forms if you wish to write fixed-indexed product applications.
• Contract
  Please do not complete top of page 1.
• Licensing Requirements
  LICENSE COPY – If appointment is being requested.
  FORMS – If license application forms are required, please be certain to complete all portions and attach to the contract.
  FEES - The Company pays appointment fees. The license examination fees and prelicensing education fees are the responsibility of the Agent. The necessary licensing fee and form will be sent to the State Insurance Department once the Company has received all necessary contracting forms.
  NON-RESIDENT LICENSES OR APPOINTMENTS - Be certain to indicate if you want to be licensed or appointed in non-resident state(s). Copies of the non-resident license(s) must be enclosed if requesting appointment(s).

Personal Identification Number (PIN) - upon appointment all agents are issued an agent number and PIN. Use your PIN to log on to NWL®'s agent friendly website BEACON which gives you access to all necessary forms including EFT and Assignment of Commissions as Collateral forms. After you set a separate commissions password (3 alpha or numeric characters), you have access to electronic 1099's, current and past commission statements and much more!

Commission Schedules are available on BEACON — be sure you always have an updated version!

ATTN: Florida Agents: Important Changes Regarding Appointments Beginning January 18, 2012. Appointment Renewals When a Licensee Has an Invalid Address (including home, business, email and mailing).Starting after 5 p.m. EST on January 18, 2012, if a licensee/appointee has an invalid address on file with the Department of Insurance then no appointing entity will be able to renew the licensee's appointment. See the Department website for more details.

If you need help logging on to BEACON or have forgotten your PIN, contact the Marketing Department at 800-760-3434 Ext. 286.

SAT-1328

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Want to learn more about the new NWL® e-Application process and how it can help you eliminate the hassle of working with paper forms and reduce the time it takes to get policies issued? Sign up for one or our e-application training sessions by clicking on the e-app graphic from the home page of BEACON, OR click here to access our Video on Demand service and learn about the e-app anytime!
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