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Interest Rates Change for February 2012
Interest rates will decrease for February 2012 on new sales of the FPDA, Bonus SPDA 1%, Bonus SPDA 1.5%, Bonus SPDA 2% and Life Contingent SPIA. Interest rates will remain the same for February 2012 on new sales of the ULTRA CHOICE UL, SPDA 3, SPDA 4, SPDA 5 and Non-Life Contingent SPIA.
| Universal Life |
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| ULTRA CHOICE, ELP003 |
3.00% |
| Annuities |
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| FPDA, ICC10ELP005 and ELP005 |
2.70% (1.70% base rate + 1.00% first year bonus) |
| Bonus SPDA 1%, LP215 |
2.55% (1.55% base rate + 1.00% first year bonus) |
| Bonus SPDA 1.5%, LP216 |
3.65% (2.15% base rate + 1.50% first year bonus) |
| Bonus SPDA 2%, ICC10ELP007 and ELP007 |
3.80% (1.80% base rate + 2.00% first year bonus) |
| SPDA 3, ELP004 |
1.00% |
| SPDA 4, ELP004 |
1.00% |
| SPDA 5, ELP004 |
1.15% |
| SPIA, ICC10ELP006 and ELP006 |
Life-Contingent: 3.10% Non-Life Contingent: 2.00% |
The guaranteed interest rate on the Bonus SPDA 1%, Bonus SPDA 1.5%, Bonus SPDA 2%, SPDA 3, SPDA 4, SPDA 5 and FPDA is reviewed every six months and will remain the same at 1.00% effective Jan. 1, 2012. It is subject to change July 1, 2012.
* For complete interest rate information, including rate guarantees, log in to the agent website at www.EMCNationalLife.com and select the Communication tab. Then, select Communiqués from the drop-down list. |
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